Credit Amnesty Program
Better than Buy Here Pay Here in Fort Wayne Indiana
Considering a buy here, pay here dealership? Visit Grote Mitsubishi in Fort Wayne, IN first. This guide walks you through everything—from our vehicle selection to financing options—helping you make the right decision.
Largest Selection
Tons of Inventory
Our Fort Wayne dealership boasts a much larger inventory with over 300 vehicles in stock, far exceeding the selection at Buy Here Pay Here (BHPH) lots. We also provide better financing options and fair pricing backed by third-party valuations.
Financing
Simple & Secure Financing
We offer a straightforward and secure pre-approval process for financing, available online through our website or in-person with our financial experts in Fort Wayne, IN. This makes it easy for you to explore and secure the best financing options with confidence.
Versatility
Any Credit Situation
Our dealership and sales team cater to a wide range of customers, including first-time buyers, those with no credit, and individuals looking for no-money-down loans. We collaborate with multiple lenders and provide personalized support to help secure the right financing for every situation.
Distressed Credit?
We're Better Than Buy Here Pay Here
Discover how choosing Grote Mitsubishi can not only get you approved for your next car but also pave the way for a stronger financial future.
Largest Inventory in Fort Wayne, IN
Choose from hundreds of cars, trucks, and SUVs
Traditional Buy Here Pay Here (BHPH) dealerships often fall short in several key areas of vehicle purchasing. With a limited inventory of around 20-40 cars, your options are highly restricted. In contrast, our Fort Wayne, dealership offers a diverse selection of over 300 vehicles, ensuring you’ll find the perfect match for your needs.
Improve Your Score
Improve or rebuild your credit score with competitive rates.
One major drawback of BHPH lots is their high-interest rates, often reaching the state limit of 36%, which can significantly raise the total cost of your vehicle. In contrast, our dealership partners with over 40 lenders to secure the best financing rates for our customers, ensuring you get a great deal without inflated interest rates. Additionally, while BHPH locations rarely report to credit bureaus, we report all credit transactions, helping you build or rebuild your credit score.
We're on your side
Educational, honest, and supportive
BHPH stores are often known for taking advantage of customers by inflating prices, sometimes selling $5,000 cars for as much as $20,000. In contrast, our Fort Wayne dealership provides these key advantages:
- Objective Pricing
- Vehicles are priced fairly, with lenders determining the deal based on third-party valuations.
- Fair & Secure
- Transparency ensures you receive a fair price for a quality vehicle in Fort Wayne, IN.
- Extensive Selection
- We offer a wide range of vehicles, including trucks, which are seldom available at BHPH lots.
- Educational Approach
- Choosing us means making a financially sound decision that benefits you in the long term and teach you about the process.
Instant Pre-Approval
Simple Steps to Online Pre-Approval
Getting pre-approved for financing at our Fort Wayne location is a simple and hassle-free experience. We know that credit issues can be stressful, so we’ve made our pre-approval process as convenient as possible. Begin by completing our secure online pre-approval application from the comfort of your home or reach out to us through our website. This approach saves you time and provides peace of mind, knowing your information is protected.
Get Pre-Approved Now
Stop by Our Dealership
Visit Us In Person
For a more personalized experience, you’re invited to meet our sales team face-to-face!
- Convenient Store Hours
- Drop by our Fort Wayne location to consult with our financial specialists. We’re open Monday through Friday, as well as on Saturday.
- Onsite Credit Experts
- Our experts will walk you through your purchasing options and help you find the best financing solution tailored to your needs.
- Explore Our Inventory
- Whether you browse online or visit us in person, our goal is to make the pre-approval process fast and easy, so you can focus on finding the perfect car.
Required Documents
To secure pre-approval for financing, you’ll need to provide a few essential documents. Applicants must be over 18 with a valid ID to apply. Depending on your situation and the lender we pair you with, additional documents may be required. Our advisors in Fort Wayne, IN will walk you through the process, ensuring you know exactly what’s needed to get pre-approved and drive off in your new car.
Who Can We Help Get Approved?
We’re proud of our ability in Fort Wayne, IN to help a wide range of customers secure vehicle financing. Whether you’re a first-time buyer, have no credit, or need a no-money-down loan, we’re here to assist you.
Credit Beginnings
First Time Buyers
Buying your first car can be both exciting and overwhelming. At our Fort Wayne dealership, we’re committed to making this process as easy as possible for first-time buyers. Our trusted advisors are here to guide you through every step, from choosing the right vehicle to securing financing.
We believe that building a strong relationship with our customers is essential for future success. That’s why we provide personalized support and work with a wide network of lenders eager to help you get into your first car. With our industry expertise and dedication, we’re the ideal partner for first-time buyers looking to make a smart investment in their first vehicle.
Credit Builders: No Credit Auto Financing in Fort Wayne, IN
No Credit? We Can Help!
Securing vehicle financing with no credit history might seem daunting, but at our Fort Wayne dealership, we’ve helped many individuals in your situation get approved. Our team specializes in financing for those with little or no credit and is committed to helping you build or rebuild your credit.
We work closely with a network of lenders who understand the challenges of having no credit. By applying through us, you not only get the chance to drive away in a high-quality vehicle but also start building a strong credit history. Our advisors will guide you through every step of the process, ensuring you understand each detail and feel confident in your financing decision.
If you’re looking for no credit auto financing in Fort Wayne, IN, our dealership is here to help you every step of the way.
Drive Away Without Breaking the Bank
No Money Down Car Loans
A down payment can be a major hurdle for many customers, but at our Fort Wayne, IN dealership, we partner with lenders who may offer no-money-down car loans. Approval is based on factors like your credit score, employment history, and overall financial situation, allowing you to drive off in a new car without the burden of a large upfront payment.
We work closely with lending institutions to assess your eligibility for a no-money-down loan structure. Our mission is to provide flexible financing options tailored to your budget, so you can get behind the wheel of your dream car without delay.
Auto Financing For Everyone
Your Trusted Auto Loan Experts
At our Fort Wayne dealership, our experienced advisors are dedicated to guiding you through every step of the auto financing process, ensuring you find the perfect financing solution tailored to your unique needs.
Get Pre-Approved Now
Trusted Quality Vehicles in Fort Wayne, IN
Top-Tier Inventory You Can Rely On. At our Fort Wayne, IN dealership, we take pride in offering a vast selection of high-quality vehicles to suit every need. Whether you’re looking for a car, truck, SUV, or van, our extensive inventory has something for everyone.
Get Pre-Approved Now
Each vehicle undergoes a thorough inspection process to ensure it meets our stringent standards for safety and reliability. Most of our vehicles come with a lifetime engine warranty, giving you added peace of mind. We also offer a variety of service contracts to further protect your investment.
When you choose us, you’re not just buying a vehicle—you’re investing in quality and longevity that you can trust for years to come.
Hear What Others Are Saying
Customer Testimonials
Customer satisfaction is our top priority, and we’re proud to share the stories of those who have chosen our Fort Wayne, IN dealership. Many of our customers have driven off in their new car the same day, thanks to our efficient, customer-focused service and knowledgeable sales team.
We have hundreds of great reviews from satisfied customers who appreciate our great customer service, extensive stock of inventory, and the ease of the buying process. Their testimonials highlight our commitment to making every car purchase a positive experience.
Visit Grote Mitsubishi in Fort Wayne, IN
Explore Our Extensive Inventory and Meet Our Team! Stop by Grote Mitsubishi in Fort Wayne, IN to browse our vast inventory and connect with our auto loan specialists and friendly sales team. For more information or to schedule an appointment, give us a call at (260)-422-5000. We’re open on weekdays and Saturdays, ready to help you find your next car and answer any questions you may have.
Want to know what to expect when visiting our dealership?
When you visit our Fort Wayne, IN dealership, one of our trusted advisors will greet you and guide you through the entire process. We aim to provide complete transparency, educating you on every step of the buying experience.
High-Inventory Car Dealership
Test drive and choose from the best selection of vehicles in the Fort Wayne, IN area that fits your needs and budget.
Transparent Buying Process
Our goal is to ensure you feel confident and well-informed throughout your experience. Work with our credit experts to learn how the car buying process can help you build or improve your credit.
Exceptional Customer Service
Enjoy outstanding customer service that sets us apart in the Fort Wayne, IN area.
Bad Credit Financing Options
Whether you’re looking for a car, truck, SUV, or another body style, we’re here to help you secure an auto loan and drive away in the perfect vehicle for you.
Summary
Why Choose Us: Your Best Option in Fort Wayne, IN
Opting for our dealership in Fort Wayne, IN, over traditional Buy Here Pay Here options provides you with numerous advantages, including a larger selection of high-quality vehicles, competitive financing rates, and improved credit reporting. Our streamlined pre-approval process and dedicated advisors make it simple for you to secure the financing you need, no matter your credit history.
We encourage you to visit our Fort Wayne, IN dealership, schedule a test drive, and see the difference for yourself. Our team is committed to helping you every step of the way, ensuring you find the perfect vehicle and financing solution to suit your needs. Take the first step toward driving your dream car today!
Get Pre-Approved
FAQs: Your Vehicle Financing Questions Answered
We understand that you may have questions about the vehicle financing process, especially if you’ve faced credit challenges in the past. Below are some of the most frequently asked questions we receive, along with their answers.
To get pre-approved for financing, you can either complete our secure online finance pre-approval form or visit our dealership in Fort Wayne, IN, to meet with one of our financial specialists.
For the pre-approval process, you’ll need proof of income and identification documents. Depending on your specific situation, additional documents may be required, and our team will guide you through the process to ensure you have everything needed.
Yes, absolutely. Our specialized lenders can help you establish or re-establish credit through vehicle financing. At Grote Mitsubishi in Fort Wayne, IN, our long-standing relationships with lenders increase your chances of getting approved, even with no credit.
Our experts work with over 40 different lenders, leveraging long-term relationships to present your case effectively. Bad credit financing is our specialty, and we often succeed in getting you approved when others cannot, providing you with the best possible buying opportunity.
Missing auto loan payments is a common issue, but our team diligently presents your case to lenders, explaining the circumstances and your commitment to future financial stability. Lenders are often willing to overlook past credit issues if they see a positive path forward.
Your credit score is directly influenced by your financial behaviors, such as timely payments and avoiding missed payments. Establishing or re-establishing credit is essential, and we assist customers daily in improving their credit scores through responsible financing options.
Yes, all our vehicles undergo a rigorous inspection process to ensure they are safe and reliable. Most of our vehicles come with a Lifetime Engine Warranty, and we offer a variety of service contracts to give you added peace of mind.